y a provider of health care any fee for providing any health care or medical services; or 4. Collect or accept money from a member of the medical discount plan for payment to a provider of health care for specific health care or medical services that the provider has provided or will provide to the member unless the registration for the medical discount plan is held by an administrator or insurer. (Added to NRS by 2005, 2102) NRS 695H.110 Required disclosures. 1. The following disclosures must be made in writing to any prospective member of a medical discount plan and must be in clear language and prominently displayed in any advertisements, marketing materials and brochures relating to a medical discount plan: (a) That the medical discount plan is not a policy of health insurance; (b) That the medical discount plan provides discounts from providers of health care who provide health care or medical services to members; (c) That the medical discount plan does not make payments directly to the providers of health care; (d) That the member will be required to pay for all health care or medical services but will receive a discount from those providers of health care who have contracted with the medical discount plan; (e) The corporate name of the person offering the medical discount plan and the location and address of each office for the medical discount plan; and (f) A telephone number where the member may obtain information and answers to questions or complaints. 2. The disclosures required pursuant to this section may be provided orally or electronically if written disclosures are provided not later than the earlier of: (a) Ten business days after the prospective member elects to accept the medical discount plan; or (b) The date on which any other written material is provided by the medical discount plan to the member. (Added to NRS by 2005, 2103) NRS 695H.120 Type size for disclosures. The disclosures required by this chapter must be printed in type that is not smaller than 12-point type. (Added to NRS by 2005, 2103) NRS 695H.130 Net worth. 1. Each medical discount plan must at all times maintain a net worth of $100,000. 2. The Commissioner shall not issue a registration or renewal of a registration for a medical discount plan unless the person registering or renewing the registration certifies that the medical discount plan has a net worth of at least $100,000. (Added to NRS by 2005, 2103) NRS 695H.140 Examinations; inspection of accounts, books and records by Commissioner. 1. Except as otherwise provided in this subsection, the Commissioner may conduct examinations to enforce the provisions of this chapter pursuant to the provisions of NRS 679B.230 to 679B.300, inclusive, at such times as he deems necessary. For the purposes of this chapter, the Commissioner is not required to comply with the requirement in NRS 679B.230 that insurers be examined not less frequently than every 5 years. 2. A person who is responsible for conducting the business activities of a medical discount plan shall, upon the request of the Commissioner, make available to the Commissioner for inspection any accounts, books and records concerning the medical discount plan which are reasonably necessary to enable the Commissioner to determine whether the medical discount plan is in compliance with the provisions of this chapter. (Added to NRS by 2005, 2104) NRS 695H.150 Records. 1. A medical discount plan must maintain records of the transactions governed by this chapter. The records must include: (a) A copy of each type of contract that the medical discount plan issues, sells or offers for sale; (b) The name and address of each member of the medical discount plan; (c) A copy of each contract that the medical discount plan enters into with providers of health care for purposes of providing members with health care or medical services at a discount; and (d) A copy of the annual certification of net worth and supporting documentation. 2. Except as otherwise provided in this subsection, each medical discount plan must retain all records for at least 7 years. A medical discount plan which intends to discontinue doing business in this State must provide the Commissioner with satisfactory proof that it has discharged its duties to the members in this State and must not destroy its records without the prior approval of the Commissioner. 3. The records required to be maintained pursuant to this section may be stored on a computer disc or other storage device for a computer from which the records may be readily printed. (Added to NRS by 2005, 2104) NRS 695H.160 Regulations. The Commissioner may adopt regulations to carry out the provisions of this chapter. (Added to NRS by 2005, 2105) NRS 695H.170 Administrative penalty for commission of certain acts. A person is subject to the imposition of an administrative penalty pursuant to this chapter if, in the course of the business of the person, the person: 1. Solicits, markets, advertises, promotes or sells to a person in this State a medical discount plan or a membership in connection with a medical discount plan unless the medical discount plan is registered pursuant to this chapter. 2. Fails to provide any disclosure required pursuant to NRS 695H.110. 3. Fails to make available to an applicant for membership or to a member, through a toll-free telephone number, upon the request of the applicant or member, a complete and accurate list of all participating providers of health care who have contracted with the medical discount plan and who are located in the applicant’s or member’s local area, or within a radius of 50 miles, and a list of the health care or medical services for which the discounts are applicable. The list must be made available, upon the request of the applicant, at the time the applicant purchases a membership and must be updated not less than once every 6 months. 4. Violates subsection 1 or 2 of NRS 695H.100 or otherwise uses advertising or marketing material, brochures or discount cards that are misleading, deceptive or fraudulent. 5. Offers discounted products or services to the applicant or member that are not authorized by a contract with each provider of health care listed in conjunction with the medical discount plan. 6. Fails to allow the applicant or member to cancel the membership in the medical discount plan. 7. If appropriate, fails to refund any required portion of membership fees paid to the medical discount plan by the applicant or member within 30 days after the applicant or member provides timely notification of the cancellation of the membership to the person administering the medical discount plan. (Added to NRS by 2005, 2103) NRS 695H.180 Penalties. A person who violates any provision of this chapter or an order or regulation of the Commissioner issued or adopted pursuant thereto may be assessed an administrative penalty by the Commissioner of not more than $2,000 for each act or violation, not to exceed an aggregate amount of $10,000 for violations of a similar nature. For the purposes of this section, violations shall be deemed to be of a similar nature if the violations consist of the same or similar conduct, regardless of the number of times the conduct occurred. (Added to NRS by 2005, 2104) CHAPTER 696A - MOTOR CLUBS NRS 696A.010 Short title. NRS 696A.020 Definitions. NRS 696A.030 Acts constituting service. NRS 696A.040 “Club agent” defined. NRS 696A.050 “Motor club” defined. NRS 696A.060 “Person” defined. NRS 696A.070 “Service contract” defined. NRS 696A.080 Deposit and maintenance of security: Form; amount. NRS 696A.090 Purpose and conditions of secu

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