ing to paternity or child support proceedings.] NRS 686B.147 Suspension of license for failure to pay child support or comply with certain subpoenas or warrants; reinstatement of license. [Expires by limitation on the date of the repeal of the federal law requiring each state to establish procedures for withholding, suspending and restricting the professional, occupational and recreational licenses for child support arrearages and for noncompliance with certain processes relating to paternity or child support proceedings.] NRS 686B.150 Binding agreements by insurers. NRS 686B.160 Recording and reporting of experience. NRS 686B.170 Examination of service organizations. NRS 686B.175 State contribution for federally reinsured losses. Advisory Organization for Industrial Insurance NRS 686B.1751 Definitions. NRS 686B.1752 “Advisory Organization” defined. NRS 686B.1753 “Basic premium rate” defined. NRS 686B.1754 “Classification of risks” defined. NRS 686B.1755 “Expenses” defined. NRS 686B.1757 “Industrial insurance” defined. NRS 686B.1759 “Insurer” defined. NRS 686B.176 “Plan for rating experience” defined. NRS 686B.17605 “Prospective loss cost” defined. NRS 686B.1761 “Rate” defined. NRS 686B.1762 “Willful” defined. NRS 686B.1763 Applicability of provisions; Commissioner to administer provisions. NRS 686B.1764 Designation; duties. NRS 686B.17645 Duty to file with Commissioner formula to assess insurers for certain costs; approval of formula. NRS 686B.1765 Powers. NRS 686B.1767 Prohibited acts. NRS 686B.1769 Uniform Plan for Rating Experience: Requirements; use. NRS 686B.177 Rating information to be filed with Commissioner; approval of rates; Commissioner to report certain changes to Director of Legislative Counsel Bureau; maximum permissible variance from approved rate. NRS 686B.1771 Plan for apportionment among insurers of persons entitled to insurance who have not been accepted by an insurer. NRS 686B.1772 Insurers to adhere to Uniform System of Classifications of Risks and Uniform Plan for Rating Experience; subclassifications for Uniform System of Classification. NRS 686B.1773 Insurers to record and report certain information and adhere to manual of rules and Uniform Plan for Rating Experience. NRS 686B.1774 Commissioner to determine whether interaction among insurers and employers is competitive. NRS 686B.1775 Filing of rates and supplementary rate information by insurer with Commissioner; findings of Commissioner. NRS 686B.1777 When Commissioner may require supporting information regarding rates; when hearing is required for disapproval of rates. NRS 686B.1779 Grounds for disapproval of rates. NRS 686B.178 Commissioner to issue written order stating reasons for disapproval and date by which insurer must discontinue use of rate. NRS 686B.1781 Payment of dividends: Prohibition against discrimination; submission of plan for payments related to industrial insurance. NRS 686B.1782 Agreements to lessen competition among insurers prohibited; insurers prohibited from agreeing to rates established in manner that conflicts with provisions. NRS 686B.1783 Maintenance of records; examination of records by Commissioner. NRS 686B.1784 Examination by Commissioner; cost of examination. NRS 686B.1785 Request for reconsideration of rates; appeal. NRS 686B.1787 Insurer or advisory organization may request hearing before Commissioner. NRS 686B.1789 Provisions governing hearing. NRS 686B.179 Revocation or suspension of license. NRS 686B.1793 Penalties. NRS 686B.1797 Insurer prohibited from withholding or giving false or misleading information to Commissioner or Advisory Organization. NRS 686B.1799 Limitation on liability of insurer or rating organization acting within scope of employment. ESSENTIAL INSURANCE General Provisions NRS 686B.180 Unavailability of essential coverage; plans for providing coverage. NRS 686B.185 Immunity of Commissioner and association. NRS 686B.200 Voluntary plan for sharing risks. Associations NRS 686B.210 Nevada Essential Insurance Association: Establishment; membership; plan of operation. NRS 686B.220 Nevada Essential Insurance Association: Board of Directors; reimbursement of members of Board; approval or adoption of plan by Commissioner. NRS 686B.230 Nevada Essential Insurance Association: General powers. NRS 686B.240 Nevada Essential Insurance Association: Powers of Commissioner and Association. NRS 686B.250 Nevada Essential Insurance Association: Immunity from liability. NRS 686B.260 Conversion into domestic stock insurer: “Insured” defined. NRS 686B.270 Conversion into domestic stock insurer: Applicability of certain provisions governing nonprofit cooperative corporations. NRS 686B.280 Conversion into domestic stock insurer: Filing and contents of notice of intent to qualify. NRS 686B.290 Conversion into domestic stock insurer: Notice to insurers and insureds; hearing. NRS 686B.300 Conversion into domestic stock insurer: Determination of percentage of stock for each insured. NRS 686B.310 Conversion into domestic stock insurer: Capitalization. NRS 686B.320 Conversion into domestic stock insurer: Issuance of certificate of authority. NRS 686B.330 Conversion into domestic mutual insurer or domestic reciprocal insurer: “Insured” defined. NRS 686B.340 Conversion into domestic mutual insurer or domestic reciprocal insurer: Exemption from applicability of NRS 81.130 and 81.510. NRS 686B.350 Conversion into domestic mutual insurer or domestic reciprocal insurer: Filing and contents of notice of intent to qualify. NRS 686B.360 Conversion into domestic mutual insurer or domestic reciprocal insurer: Notice to insurers and insured; hearing. NRS 686B.370 Conversion into domestic mutual insurer or domestic reciprocal insurer: Issuance of certificate of authority. _________ RATES AND SERVICE ORGANIZATIONS General Provisions NRS 686B.010 Construction and purposes. 1. The Legislature intends that NRS 686B.010 to 686B.1799, inclusive, be liberally construed to achieve the purposes stated in subsection 2, which constitute an aid and guide to interpretation but not an independent source of power. 2. The purposes of NRS 686B.010 to 686B.1799, inclusive, are to: (a) Protect policyholders and the public against the adverse effects of excessive, inadequate or unfairly discriminatory rates; (b) Encourage, as the most effective way to produce rates that conform to the standards of paragraph (a), independent action by and reasonable price competition among insurers; (c) Provide formal regulatory controls for use if independent action and price competition fail; (d) Authorize cooperative action among insurers in the rate-making process, and to regulate such cooperation in order to prevent practices that tend to bring about monopoly or to lessen or destroy competition; (e) Encourage the most efficient and economic marketing practices; and (f) Regulate the business of insurance in a manner that will preclude application of federal antitrust laws. (Added to NRS by 1971, 1698; A 1985, 1067) NRS 686B.020 Definitions. As used in NRS 686B.010 to 686B.1799, inclusive, unless the context otherwise requires: 1. “Advisory organization,” except as limited by NRS 686B.1752, means any person or organization which is controlled by or composed of two or more insurers and which engages in activities related to rate making. For the purposes of this subsection, two or more insurers with common ownership or operating in this State

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