blishes proof of financial responsibility for the remainder of the 3-year period. (Added to NRS by 1957, 729; A 1961, 148; 1995, 2739; 1999, 3587) VERIFICATION OF PROOF OF FINANCIAL RESPONSIBILITY NRS 485.313 Department to create system for verifying that owners of motor vehicles maintain insurance. 1. The Department shall create a system for verifying that the owners of motor vehicles maintain the insurance required by NRS 485.185. 2. As used in this section, “motor vehicle” does not include: (a) A golf cart, as that term is defined in NRS 482.044. (b) A motortruck, truck tractor, bus or other vehicle that is registered pursuant to paragraph (e) of subsection 1 of NRS 482.482 or NRS 706.801 to 706.861, inclusive. (Added to NRS by 1993, 2483; A 1995, 2740; 1997, 1083) NRS 485.314 Insurer to provide monthly record to Department; contents and form of record; Department to notify Commissioner of Insurance of noncompliance or provision of false, incomplete or misleading information. 1. On or before the 15th calendar day of each month, each insurer that has executed a contract of insurance for a motor vehicle liability policy which may be used to meet the requirements of NRS 485.185 shall provide the Department with a record of each such policy issued, amended or terminated in the previous month on the date the record is provided. The record must include: (a) The name or identification number of each insured named in the policy of insurance; (b) The make, year and vehicle identification number of each motor vehicle included in the policy of insurance; (c) The number, effective date and expiration date of the policy of insurance; and (d) Any other information required by the Department. 2. The record provided pursuant to subsection 1 must be submitted in a form approved by the Department and may include, without limitation, magnetic tape or any other electronic medium deemed acceptable by the Department. 3. The Department shall notify the Commissioner of Insurance if an insurer: (a) Fails to comply with subsection 1 or 2; or (b) In complying with subsection 1 or 2, provides to the Department information that is false, incomplete or misleading. (Added to NRS by 1993, 2483; A 1995, 2740; 1997, 1083) NRS 485.316 Confidentiality of information in database; exceptions; penalty. 1. Except as otherwise provided in subsections 2 and 3, information which is maintained in the database created pursuant to NRS 485.313 is confidential. 2. The Department may only disclose information which is maintained in the database, upon request, to a state or local governmental agency for the purpose of enforcing NRS 485.185, including investigating or litigating a violation or alleged violation. 3. The Department may only disclose information retrieved from the database to: (a) A person who requests information regarding his own status; (b) The parent or legal guardian of the person about whom the information is requested if the person is an unemancipated minor or legally incapacitated; (c) A person who has a power of attorney from the person about whom the information is requested; (d) A person who submits a notarized release from the person about whom the information is requested which is dated no more than 90 days before the date of the request; or (e) A person who has suffered a loss or injury in an accident involving a motor vehicle, or his authorized insurer or a representative of his authorized insurer, who requests: (1) Information for use in the accident report; and (2) For each motor vehicle involved in the accident: (I) The name and address of each registered owner; (II) The name of the insurer; and (III) The number of the policy of liability insurance. 4. A person who knowingly violates the provisions of this section is guilty of a category D felony and shall be punished as provided in NRS 193.130. 5. As used in this section, “authorized insurer” has the meaning ascribed to it in NRS 679A.030. (Added to NRS by 1993, 2484; A 1995, 1301, 2740; 2001 Special Session, 253) NRS 485.317 Verification of insurance. 1. Subject to the limitations set forth in this subsection and subsection 2, the Department shall, at least monthly, compare the current registrations of motor vehicles to the information in the database created pursuant to NRS 485.313 to verify that each motor vehicle: (a) Which is newly registered in this State; or (b) For which a policy of liability insurance has been issued, amended or terminated, is covered by a policy of liability insurance as required by NRS 485.185. In identifying a motor vehicle for verification pursuant to this subsection, the Department may, if the motor vehicle was manufactured during or after 1981, use only the last eight digits of the vehicle identification number. In comparing the vehicle identification number of a motor vehicle to the vehicle identification number in a policy of liability insurance, to determine if the two vehicle identification numbers match, the Department may find that the two vehicle identification numbers match if no fewer than seven of the last eight digits of the two vehicle identification numbers match. 2. Except as otherwise provided in this subsection, the Department may use any information to verify, pursuant to subsection 1, whether the motor vehicle is covered by a policy of liability insurance as required by NRS 485.185. The Department may not use the name of the owner of a motor vehicle as the primary means of verifying that a motor vehicle is covered by a policy of liability insurance. 3. If, pursuant to subsection 1, the Department determines that a motor vehicle is not covered by a policy of liability insurance as required by NRS 485.185, the Department shall send a form for verification by first-class mail to each registered owner that it determines has not maintained the insurance required by NRS 485.185. The owner shall complete the form with all the information which is requested by the Department, including whether he carries an owner’s or operator’s policy of liability insurance or a certificate of self-insurance, and return the completed form within 20 days after the date on which the form was mailed by the Department. If the Department does not receive the completed form within 20 days after it mailed the form to the owner, the Department shall send to the owner a notice of suspension of registration by certified mail. The notice must inform the owner that unless he submits a completed form to the Department within 15 days after the date on which the notice was sent by the Department his registration will be suspended pursuant to subsection 5. This subsection does not prohibit an authorized agent of the owner from providing to the Department: (a) The information requested by the Department pursuant to this subsection. (b) Additional information to amend or correct information already submitted to the Department pursuant to this subsection. 4. When the Department receives a completed form for verification, it shall verify the information on the form. 5. The Department shall suspend the registration and require the return to the Department of the license plates of any vehicle for which the form for verification set forth in subsection 3 is: (a) Not returned to the Department by the registered owner or his authorized agent within the period specified in that subsection; (b) Returned to the Department by the registered owner or his authorized agent and the Department is not able to verify the information on the form; or (c) Returned by the registered owner or his authorized agent with an admission of having no insurance or without indicating an insurer or the number of a motor veh

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