y policy with respect to the motor vehicle involved in the accident; (b) To the operator if there was in effect at the time of the accident a motor vehicle liability policy with respect to his operation of any motor vehicle; (c) To the operator or owner if his liability for damages resulting from the accident is, in the judgment of the Department, covered by any other form of liability insurance policy or a bond; (d) To any person qualifying as a self-insurer pursuant to NRS 485.380, or to any person operating a motor vehicle for the self-insured; (e) To the operator or the owner of a motor vehicle involved in an accident wherein no injury or damage was caused to the person or property of anyone other than the operator or owner; (f) To the operator or the owner of a motor vehicle legally parked at the time of the accident; (g) To the owner of a motor vehicle if at the time of the accident the vehicle was being operated without his permission, express or implied, or was parked by a person who had been operating the motor vehicle without permission; or (h) If, before the date that the Department would otherwise suspend the license and registration or nonresident’s operating privilege pursuant to NRS 485.190, there is filed with the Department evidence satisfactory to it that the person who would otherwise have to file security has been released from liability or has received a determination in his favor at a hearing conducted pursuant to NRS 485.191, or has been finally adjudicated not to be liable or has executed an acknowledged written agreement providing for the payment of an agreed amount in installments, with respect to all claims for injuries or damages resulting from the accident. 2. An owner who is not the operator of the motor vehicle is not exempt from the requirements as to security and suspension in NRS 485.190 to 485.300, inclusive, if he holds a motor vehicle liability policy which provides coverage only when he is operating the motor vehicle and, at the time of the accident, another person is operating the motor vehicle with the express or implied permission of the owner. [Part 4:127:1949; 1943 NCL § 4439.04] + [5:127:1949; 1943 NCL § 4439.05]—(NRS A 1961, 140; 1973, 836, 1546; 1979, 1515; 1981, 1863; 1987, 1091; 1995, 2736; 1999, 3580) NRS 485.210 Requirements as to policy or bond. For the purposes of NRS 485.200, a policy or bond is not effective unless: 1. The policy or bond is subject, if the accident has resulted in bodily injury or death, to a limit, exclusive of interest and costs, of not less than $15,000 because of bodily injury to or death of one person in any one accident and, subject to the limit for one person, to a limit of not less than $30,000 because of bodily injury to or death of two or more persons in any one accident and, if the accident has resulted in injury to or destruction of property, to a limit of not less than $10,000 because of injury to or destruction of property of others in any one accident; and 2. The insurance company or surety company issuing that policy or bond is authorized to do business in this State or, if the company is not authorized to do business in this State, unless it executes a power of attorney authorizing the Director to accept service on its behalf of notice or process in any action upon that policy or bond arising out of an accident. [Part 4:127:1949; 1943 NCL § 4439.04]—(NRS A 1961, 141; 1963, 220; 1969, 177; 1981, 628; 1985, 1958; 1987, 1092; 1995, 2737) NRS 485.220 Form and amount of security. 1. The security required pursuant to NRS 485.190 to 485.300, inclusive, must be in such a form and amount as the Department may require, but in no case in excess of the limits specified in NRS 485.210 in reference to the acceptable limits of a policy or bond. 2. The person depositing the security shall specify in writing the person or persons on whose behalf the deposit is made and, at any time while the deposit is in the custody of the Department or the State Treasurer, the person depositing it may, in writing, amend the specification of the person or persons on whose behalf the deposit is made to include an additional person or persons, but a single deposit of security is applicable only on behalf of persons required to furnish security because of the same accident. [Part 8:127:1949; 1943 NCL § 4439.08]—(NRS A 1961, 141; 1981, 1128; 1995, 2737; 1999, 3581) NRS 485.230 Duration of suspension; requirements for reinstatement. 1. The license, all registrations and the nonresident’s operating privilege suspended as provided in NRS 485.190 must remain so suspended and may not be renewed nor may any license or registration be issued to any such person until: (a) He deposits or there is deposited on his behalf the security required under NRS 485.190; (b) Two years have elapsed following the date of the accident and evidence satisfactory to the Department has been filed with it that during that period no action for damages arising out of the accident has been instituted; or (c) Evidence satisfactory to the Department has been filed with it of a release from liability, or a final adjudication of nonliability, or an acknowledged written agreement, in accordance with NRS 485.190. 2. Upon any default in the payment of any installment under any acknowledged written agreement, and upon notice of the default, the Department shall suspend the license and all registrations or the nonresident’s operating privilege of the person defaulting, which may not be restored until: (a) The person deposits and thereafter maintains security as required under NRS 485.190 in such an amount as the Department may then determine; or (b) One year has elapsed following the date of default, or 2 years following the date of the accident, whichever is greater, and during that period no action upon the agreement has been instituted in a court in this State. 3. Proof of financial responsibility, as set forth in NRS 485.307, is an additional requirement for reinstatement of the operator’s license and registrations under this section. He shall maintain proof of financial responsibility for 3 years after the date of reinstatement of the license in accordance with the provisions of this chapter. If he fails to do so the Department shall suspend the license and registrations. [6:127:1949; 1943 NCL § 4439.06]—(NRS A 1957, 721; 1961, 141; 1981, 1864; 1985, 1175; 1999, 3581) NRS 485.240 Application to nonresidents, unlicensed drivers, unregistered motor vehicles and accidents in other states. 1. If the operator or the owner of a motor vehicle involved in an accident within this State has no license or registration, or is a nonresident, he must not be allowed a license or registration until he has complied with the requirements of NRS 485.190 to 485.300, inclusive, to the same extent that would be necessary if, at the time of the accident, he had held a license and registration. 2. When a nonresident’s operating privilege is suspended pursuant to NRS 485.190 or 485.230, the Department shall transmit a certified copy of the record of that action to the officer in charge of the issuance of licenses and registration certificates in the state in which the nonresident resides, if the law of that state provides for action in relation thereto similar to that provided for in subsection 3. 3. Upon receipt of a certification that the operating privilege of a resident of this State has been suspended or revoked in any other state pursuant to a law providing for its suspension or revocation for failure to deposit security for the payment of judgments arising out of a motor vehicle accident, under circumstances which would require the Department to suspend a nonresident’s operating privilege had the accident occurred in this State, the Department shall suspend the license of the resident if he was the operator, and all of his registrations if he was th

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