s of the Department as the person to whom the vehicle is registered. (Added to NRS by 1981, 1861; A 1985, 1957; 1999, 3578) NRS 485.110 “Registration” defined. “Registration” means the registration certificate and plate issued under the laws of this State pertaining to the registration of motor vehicles. [1.9:127:1949; 1943 NCL § 4439.01i]—(NRS A 1985, 1175) NRS 485.120 “State” defined. “State” means any state, territory or possession of the United States, the District of Columbia, or any province of the Dominion of Canada. [1.10:127:1949; 1943 NCL § 4439.01j] ADMINISTRATION NRS 485.130 General duties of Department. 1. The Department shall: (a) Administer and enforce the provisions of this chapter. (b) Provide for hearings upon request of persons aggrieved by orders or acts of the Department under the provisions of NRS 485.185 to 485.300, inclusive. 2. The Department may adopt regulations necessary for the administration of this chapter. [Part 2:127:1949; 1943 NCL § 4439.02]—(NRS A 1961, 138; 1981, 1127; 1999, 3578) NRS 485.135 Department to furnish operating record. The department shall upon request furnish any person a certified abstract of the operating record of any person subject to the provisions of this chapter, which abstract must also fully designate the motor vehicles, if any, registered in the name of that person, and, if there is no record of any conviction of that person of violating any law relating to the operation of a motor vehicle or of any injury or damage caused by that person, the department shall so certify. (Added to NRS by 1957, 723; A 1961, 138; 1999, 3579) NRS 485.137 Department to publish and disseminate informational leaflet. 1. The department shall publish a leaflet which summarizes and explains the requirements and provisions of this chapter. 2. The department shall: (a) Make copies of the leaflet available without charge to all licensed drivers in this State, to all public school pupils who are of driving age, and to the public. (b) Cause a copy of the leaflet to be delivered to each applicant for a new registration of a vehicle. (c) Enclose a copy of the leaflet with each application for a renewal of registration of a vehicle which is mailed to the applicant pursuant to law. (Added to NRS by 1965, 334; A 1985, 1958; 1999, 3579) NRS 485.140 Judicial review. Any person aggrieved by a final decision in a contested case before the department under this chapter is entitled to judicial review of the decision in the manner provided by chapter 233B of NRS. [Part 2:127:1949; 1943 NCL § 4439.02]—(NRS A 1961, 139; 1971, 231; 1981, 1127, 1862; 1989, 1655; 1999, 3579) INSURANCE REQUIRED NRS 485.185 Insurance for payment of tort liabilities required. Every owner of a motor vehicle which is registered or required to be registered in this State shall continuously provide, while the motor vehicle is present or registered in this State, insurance: 1. In the amount of $15,000 for bodily injury to or death of one person in any one accident; 2. Subject to the limit for one person, in the amount of $30,000 for bodily injury to or death of two or more persons in any one accident; and 3. In the amount of $10,000 for injury to or destruction of property of others in any one accident, for the payment of tort liabilities arising from the maintenance or use of the motor vehicle. (Added to NRS by 1979, 1820; A 1981, 1862; 1987, 1090; 1993, 2484; 1995, 2734) NRS 485.186 Operator’s policy of liability insurance: Use in lieu of owner’s policy of liability insurance; requirements for issuance; required statements; operation of motor vehicle by person other than insured; required and excluded coverages; applicability. 1. Except as otherwise provided in subsection 7, any natural person may satisfy the requirements of NRS 485.185 by obtaining, in lieu of an owner’s policy of liability insurance, an operator’s policy of liability insurance which meets the requirements of this section and NRS 485.3091. 2. An operator’s policy of liability insurance may only be issued to a person if: (a) The number of motor vehicles that he owns is greater than the number of persons in his household who possess a driver’s license; and (b) Each person in his household who possesses a driver’s license is covered by an operator’s policy of liability insurance. 3. An operator’s policy of liability insurance must state, in addition to the requirements of NRS 485.3091, that: (a) The insurer is only liable under the policy for liability incurred by the insured while the named insured is the operator of a motor vehicle or while a motor vehicle owned by the insured is not being operated by any person; (b) The policy does not provide coverage for any vicarious liability imposed on the owner of the motor vehicle as a result of the operation by another person of a motor vehicle owned by the insured or for any liability imposed by NRS 41.440 or 483.300; and (c) The coverage provided by the policy may not meet the requirements of the financial responsibility laws of other states, unless such extended coverage is expressly included in the policy. No operator’s policy of liability insurance may be delivered or issued for delivery in this State unless the insured has signed an endorsement stating that he has read and understood the policy and its limitations. 4. An owner of a motor vehicle which is registered or required to be registered in this State and who holds an operator’s policy of liability insurance shall not permit another person to operate his motor vehicle if the owner knows or should have known that the person does not have liability insurance to cover his own operation of that motor vehicle. 5. An operator’s policy of liability insurance must not provide coverage for damages incurred while a person other than the named insured is operating a motor vehicle. 6. An operator’s policy of liability insurance must provide coverage for liability incurred by the insured while a motor vehicle owned by the insured is not being operated by any person. 7. This section does not apply to a lessor, dealer, manufacturer, rebuilder or distributor of a motor vehicle, an owner of a fleet, a common, contract or private motor carrier or any other employer who owns a motor vehicle for use in his business. (Added to NRS by 1987, 1088; A 2001 Special Session, 252) NRS 485.187 Unlawful acts; fines and penalties; exceptions. 1. Except as otherwise provided in subsection 5, the owner of a motor vehicle shall not: (a) Operate the motor vehicle, if it is registered or required to be registered in this State, without having insurance as required by NRS 485.185. (b) Operate or knowingly permit the operation of the motor vehicle without having evidence of insurance of the operator or the vehicle in the vehicle. (c) Fail or refuse to surrender, upon demand, to a peace officer or to an authorized representative of the Department the evidence of insurance. (d) Knowingly permit the operation of the motor vehicle in violation of subsection 3 of NRS 485.186. 2. A person shall not operate the motor vehicle of another person unless: (a) He first ensures that the required evidence of insurance is present in the motor vehicle; or (b) He has his own evidence of insurance which covers him as the operator of the motor vehicle. 3. Except as otherwise provided in subsection 4, any person who violates subsection 1 or 2 is guilty of a misdemeanor. Except as otherwise provided in this subsection, in addition to any other penalty, a person sentenced pursuant to this subsection shall be punished by a fine of not less than $600 nor more than $1,000 for each violation. The fine must be reduced to $100 for the first violati

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